HSA Eligibility List

The Complete HSA Eligibility List

Here it is - the most-comprehensive HSA eligibility list available on the web. From A to Z, every item and service deemed eligible for tax-free spending will be here, complete with details and requirements. (Remember, HSAs aren't all the same - be sure to check with your administrator to confirm if something's eligible before making a purchase. For more information on HSA basics, check out our explainer: What is a Health Savings Account?)

Account

Eligible

Eligible with Rx

Eligible with LMN

Not Eligible

Name	Details
* * * * * * AA Meetings	AA Meetings are eligible expenses with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). AA Meetings are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA). Transportation expenses to AA meetings are also eligible.
* * * * * * Abdominoplasty	Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA) as it is considered a cosmetic procedure.
* * * * * * Acetaminophen	Acetaminophen reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acetaminophen reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Acid Controller	Acid controller reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement account (HRA). Acid controller reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Acne Medicine	Acne medicine reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acne medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Activated Charcoal	Activated charcoal is not eligible with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Acupressure	Acupressure is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). In some cases, acupressure may require a Letter of Medical Necessity (LMN) from a benefits administrator to substantiate the expense. Acupressure is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).
* * * * * * Acupressure Mat	Acupressure mat reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acupressure mat reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Acupressure Wrist Band	Acupressure wrist band reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acupressure wrist band reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Acupuncture	Acupuncture is an eligible expense with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).Acupuncture is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Adaptive Equipment	Adaptive equipment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Adaptive equipment reimbursement is not eligible with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).
* * * * * * Adoption (fees associated with and medical expenses for adopted child)	The expenses associated with the adoption of a child are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or dependent care flexible spending account (DCFSA). The qualifying medical expenses of a dependent adopted child are eligible wih an FSA, HSA or HRA.
* * * * * * Adult Day Care	Adult day care reimbursement is not eligible with a flexible spending account (FSA), health savings arrangement (HSA), health reimbursement account (HRA) or a limited care flexible spending account (LCFSA). Adult day care may qualify under a dependent care flexible spending account (DCFSA) when the adult is physically or mentally incapable of self care and qualifying tax dependent of the account holder.
* * * * * * After-School Care or Extended Day Care Programs	After-school care or extended day care program reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). After-school care or extended day care program reimbursement is eligible with a dependent care flexible spending account (DCFSA) for the care of qualifying individuals and when it allows the account holder and their spouse to be gainfully employed or to be seeking gainful employment.
* * * * * * Agency Fee for Child Care	An agency fee for child care reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). An agency fee for child care reimbursement is eligible with a dependent care flexible spending account (DCFSA) when the child care is for a qualifying dependent of the account holder and when it allows the account holder and their spouse to be gainfully employed or to be seeking gainful employment.
* * * * * * Air Conditioner	Air conditioner reimbursement may in limited circumstances be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Air conditioner reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Air Filter	Air filter reimbursement is eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Air filter reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Air Purifier	Air purifiers are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity (LMN). In order to qualify, the primary purpose of the air purifier must be for treatment, diagnosis, mitigation or cure of a medical condition or disease and the air purifier must not be purchased but for that primary purpose. They are not eligible for reimbursement with dependent care flexible spending accounts and limited care flexible spending accounts (LCFSA).
* * * * * * Airfare Related to Medical Treatment	Airfare related to medical treatment is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Airfare related to medical treatment is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). A benefits administrator will require information and documentation to prove that the air fare is in fact related to medical care.
* * * * * * Alcoholism/Substance Abuse Treatment	Alcoholism treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Alcoholism treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). Some plan administrators may require a Letter of Medical Necessity (LMN) for reimbursement.
* * * * * * Allergy Medicines	Allergy medicine reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Allergy medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Allergy Products and Treatment	Allergy products and treatment (non-drug allergy treatment products like pillows, vacuum cleaners, etc.) are sometimes eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA) with a Letter of Medical Necessity (LMN) from a physician. The reimbursable amount is limited to the excess cost of the special item when compared with a normally priced item and only when the primary purpose for diagnosis, treatment, mitigation or cure of a disease. Allergy products and treatment are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) and a limited care flexible spending account (LCFSA).
* * * * * * Allergy Testing	Allergy testing reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Allergy testing reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Aloe Vera	Aloe Vera creams and ointments reimbursement may be eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA) with a Letter of Medical Necessity (LMN). Aloe Vera creams and ointments are not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).
* * * * * * Alopecia Treatment	Alopecia treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA) with a Letter of Medical Necessity (LMN) from a physician. However, normal male pattern baldness treatment is not eligible, if the sole purpose is to enhance appearance as this would be considered a cosmetic expense. Alopecia treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Alternative Healers	Alternative healer reimbursement (provided that the service is eligible) is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Alternative healer reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). Some benefits administrators my require documentation to support that treatment from the alternative healer was medically necessary. Speak with your benefits administrator about what type of information if any may be required for an alternative healer expense to qualify.
* * * * * * Alternative Treatments	Alternative treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Alternative treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). Some benefits administrators may require documentation to support that treatment from the alternative healer was medically necessary. Speak with your benefits administrator about what type of information if any may be required for an alternative healer expense to qualify.
* * * * * * Ambulance and Emergency Room	Ambulance and emergency room reimbursement, including air lifts and flights to hospitals, is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Ambulance and emergency room reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Analgesics (OTC)	Analgesics (painkillers) are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Analgesics are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Anesthesia	Anesthesia is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA). Anesthesia is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Ankle Brace	Ankle braces are eligible over-the-counter (OTC) items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Ankle brace reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antacids	Antacids are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antacids are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Anti-Bacterial Hand Sanitizer	Anti-bacterial hand sanitizer is an over-the-counter (OTC) item that is eligible for reimbursement when required for the treatment, mitigation, diagnosis or cure of a medical condition with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-bacterial hand sanitizer is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA). A benefits administrator will typically require a Letter of Medical Necessity (LMN) to prove that the item is in fact eligible.
* * * * * * Anti-Diarrheal	Anti-diarrheal medicines, such as Imodium A-D or Kaopectate, are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-diarrheal medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Anti-Embolism Socks, Stockings	Anti-embolism socks, stockings that are used to treat a medical condition are eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA), but they may require a Letter of Medical Necessity (LMN) from a physician for reimbursement and a benefits administrator may only reimburse the excess cost of the anti-embolism socks over the cost of a regular pair of socks. Anti-embolism socks, stockings are not eligible for reimbursement with a limited care flexible spending account (LCFSA) and dependent care flexible spending accounts (DCFSA).
* * * * * * Anti-Fungal Treatments	Anti-fungal treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Anti-fungal treatment reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Anti-Gas Medicine	Anti-gas medicine reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-gas medicine reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Anti-Inflammatories	Anti-inflammatory reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-inflammatory reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Anti-Itch Cream or Lotion	Anti-itch cream or lotion is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-itch cream or lotion is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or dependent care flexible spending account (DCFSA).
* * * * * * Anti-Parasitic	Anti-parasitic medication reimbursement is eligible with prescription a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-parasitic medication reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). However, if available as an over-the-counter medicine, anti-parasitic products would be eligible with no prescription necessary with an FSA, HSA or HRA.
* * * * * * Anti-Snore Guards	Anti-snore guards are considered dual-purpose, so they will require a Letter of Medical Necessity (LMN) that outlines how they will be used for treatment, mitigation, diagnosis or cure of a specific medical condition. With an LMN, anti-snore guard reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Anti-snore guard reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antibiotic Ointments	Antibiotic ointments, such as Neosporin or Bacitracin, are eligible over-the-counter (OTC) medicines with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antibiotic ointments are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antibiotics	Antibiotics reimbursement is eligible with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antibiotics reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antidepressants	Antidepressants are eligible with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antidepressants reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antihistamines	Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antihistamines reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antipyretics (fever reducers)	Antipyretics are over-the-counter (OTC) medicines that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antipyretics reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Antiseptics	Antiseptics are eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Antiseptic reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Appearance Improvements	Appearance improvements are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Arch Support	Arch support reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Arch support reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Arm Sling	Arm sling reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Arm sling reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Aromatherapy	Aromatherapy is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Arthritis Gloves	Arthritis glove reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Arthritis glove reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Arthritis Medicines (OTC)	Arthritis medicines are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Arthritis medicines are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Artificial Insemination	Artificial insemination is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Artificial insemination is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Artificial Limbs	Artificial limb reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Artificial limb reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Artificial Reproduction	Artificial reproduction is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Artificial reproduction is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Artificial Teeth	Artificial teeth reimbursement is eligible, unless they are for a cosmetic purpose, with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited care flexible spending account (LCFSA). Artificial teeth reimbursement is not eligible with a dependent care flexible spending account (DCFSA).
* * * * * * Aspirin	Aspirin is an eligible over-the-counter (OTC) item with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA). Aspirin reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Assisted Living	Assisted living is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited care flexible spending accounts (LCFSA).
* * * * * * Asthma Medicine	Asthma medicine is eligible for reimbursement with a prescription with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Asthma medicine is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Asthma Oxygen Flow Monitor	Asthma oxygen flow monitor reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). Asthma oxygen flow monitor reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * At-Home Drug Test	At-home drug test reimbursement may be eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). At-home drug tests are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA). Benefits administrators may require supporting documentation to approve reimbursement of at-home drug tests and some may not allow them as eligible. If you are going to purchase an at-home drug test and wish to seek reimbursement from your FSA, HSA or HRA, speak with your benefits administrator to determine if the charge is eligible.
* * * * * * Athletic Bandages & Braces	Athletic bandages and braces are eligible OTC items that do not require a prescription for reimbursement. Athletic bandages and braces reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement. Athletic bandages and braces are not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Athletic Mouth Guard	Athletic mouth guard reimbursement is not eligible with a flexible spending (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Athletic Tape	Athletic tape is an eligible over-the-counter (OTC) item that does not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA). Athletic tape is not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Athletic Treatments	Athletic treatments, such as braces, bandages, etc., are OTC items that do not require a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Athletic treatments are not eligible for reimbursement with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Automated External Defibrillator (AED)	An automated external defibrillator (AED) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA). An automated external defibrillator (AED) is not eligible for reimbursement with a dependent care flexible spending account (DCFSA) or a limited care flexible spending account (LCFSA).
* * * * * * Automobile Modifications	Automobile modifications reimbursement is eligible with a Letter of Medical Necessity (LMN) from a doctor with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Automobile modifications reimbursement is not eligible with a limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).
* * * * * * Autopsy	Autopsy reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited care flexible spending account (LCFSA) or a dependent care flexible spending account (DCFSA).